GreenSky Uses Partnership to Serve a Wider Customer Base

For a long time in history, the customers in the credit sector of the financial industry had been experiencing a lot of challenges. These comprised the problems caused by the low technology adoption in the banks and other financial institutions. As a result, the cost of credit was high and also the process involved to access the financial assistance was too lengthy and tiresome. However, this story changed in 2006 after the establishment of GreenSky . The founder of the organization, David Zalik, had it very clear in his mind that he needed to create a unique form of financial company that would provide lending services to the credit customers in the industry, in partnership with other stakeholders in the service industry.

 Concept of Partnership

Among the stakeholders with which GreenSky  had to partner were the contractors in the construction industry. The founder of the organization understood that there were a lot of individuals that required services from these contractors but faced financial constraints. Therefore, he decided to partner with the contractors such that they would provide construction services to their customers on credit terms, and later, the customers would pay for the services in regular installments. This was a very considerate initiative for the customers because they can now get any services that they require despite their liquidity.

The other stakeholders with whom GreenSky  partnered were the small lenders in the market. These were the financial and credit firms that possessed more credit customers than they could serve. This happened due to the high demand for loans than the capital adequacy of the firms could allow. GreenSky  cheeped in and volunteered to finance these firms at a commission on the outstanding loan balances on every customer. As a result, all the three parties benefit mutually, with the customers accessing sufficient funding from the financial lenders any time they are in need.

 Mutual Benefits

GreenSky  is also able to benefit from the partnership through the transfer of credit risk to the smaller lenders in the market. The lenders and the contractors also benefit from this business relationship by having funds available to serve their customers at all times, hence maintaining their market shares.


  1. Wikipedia

Stream Energy Founds Stream Cares in an Effort to Give More Back to the Community

When Hurricane Harvey dropped and Houston neighborhoods flooded, companies and businesses watched as Americans died and others left homeless. Stream Energy came in and used their hard-earned funds to help the victims of the floods recover and get back on their feet.

Stream Energy has embraced philanthropy in their value system. In line with this, it started Stream Cares foundation in an effort to support as well as carry out Stream Energy’s philanthropic activities. During the Hurricane Harvey, Stream demonstrated a level of social responsibility that makes philanthropy part of their brand. They not only give back money to the community, they also give non-financial support to community members.

The onset of Stream Cares foundation saw the philanthropic activities of Stream Energy help to build the reputation of the company. In case of a fall, you have a better chance of bouncing back, if you invested in philanthropic activities.

The Corporate America has really tried to give back to the community. According to a research, the Corporate America contributed $19 billion to charities across the United States and beyond in 2016 only.

The Dallas-based company has endeavored to transform local areas by funding activities in the areas. Additionally, the company contributes to philanthropic activities through its employees. Stream has built and promoted associates who supports charities as individuals.

The associates of the company mainly addresses issues related to homelessness. The workers identifies homeless individuals in Dallas in order to help them with food and supplies or get out of the streets. According to a research, homeless people have increased by 2.5%, a rate that is alarming. Together with Hope Supply Co., Stream organizes an event where people come and give food and supplies to homeless children, an event that occurs each year. Apart from the annual event, Stream and Hope Supply Co. routinely gives the homeless children supplies ranging from diapers to clothing to school supplies.

It doesn’t stop there, Stream Energy has helped the tornadoes victims in North Texas in 2016 and collaborated with its associates to contribute funds for the victims. Still, Stream Energy is looking for better ways to give back to the community.

Culture, Diversity and Glam Witnessed At The Acadermy of Art University Spring Showcase

Over the years, the Academy of Art University has produced graduates who go on to enrich the society with their unique creativity in their fields of expertise. Brandon Kee who graduated from the institution in 2016 went on to become one of the favorite contestants in Project Runway and finished among the top four. His diverse and creative collections showcased the top skills he had acquired at the Academy of Arts University in and awed the audience and judges. The university holds an annual student Fashion Showcase for its final students to give them a chance to showcase their designs and have a runway experience.

This unique experience benefits the fashion and design students in several ways including boosting their confidence and preparing them for similar showcases in their career. The Academy of Art University has a diverse student body with students from all over the world. This cultural diversity encourages the students to develop different perspectives which is a crucial skill in the world of fashion. The Institution’s president, Elisa Stephens points out that events like this showcase encourage collaboration among the students which prepares them to work with other professionals in the industry.

The Academy of Art University was started in 1929 as an advertising art institution. Today it is one of the top schools of design and art in the United States offering degree and certificate programs in the performing arts, visual arts, and design. It is based in San Francisco and has a student population of over 8,000. The school owns and runs a unique museum that houses 200 vintage cars that are estimated to be worth $70 million by Forbes Magazine.

The University offers students excellent dining, housing and lecture facilities. The Academy of Art University strives to provide safe housing solutions to students. The department of housing has several core values including offering students opportunities to grow, learn and live.

The institution has several clubs and societies which foster socialization. Its Athletics club participates in the NCAA. Fitness programs are available in the campus. The Academy of Art leadership believes in encouraging students to lead a balanced life.


Why AvaTrade is a Great Option to be Your Broker

If you are looking to invest money for growth and earn great return, diversifying your investments is a great option. While many people like to invest in the US stock market through stocks, bonds, and a variety of funds, there are other investment options that should be considered as well. One great investment option to consider would be to invest in the foreign exchange markets. The Forex markets provide a lot of opportunity to those that are seasoned investors and understand the risks.

While investing in Forex can be a great option for you, there are plenty of risks that go along with it. One of the biggest challenges that people can have when they are investing in these markets is that they do not truly understand the risks or challenges of the market. When you are looking to mitigate this challenge, one great option would be to pick a brokerage firm that can provide you with educational tools as well as the ability to invest your capital.

When you are looking for a new brokerage firm, one great option is AvaTrade. AvaTrade is a leading brokerage firm that provides a variety of services all over the world. Today, AvaTrade is one of the fastest growing forex brokers and it services more than $60 million in trades on a monthly basis. One of the main advantages of AvaTrade is that they also provide you with a great tool for investment advice.

When you are trading through AvaTrade review, you will get access to a lot of information that can help you be a better trader. Some of this includes gaining access to information about individual currencies as well as predictions about where each currency is headed. This can help to make you a far more seasoned investor and will ultimately teach you to identify these trends as well.

When you trade through AvaTrade, you will also be part of the AvaTrade community. There are open forums where people can ask questions and advice from AvaTrade employees as well as other seasoned traders. This can help to provide you with a fresh perspective and great advice.

What You Need To Know About Talk Fusion Video Products

With an approximate of two decades of experience in the marketing world, Bob Reina, founder, and CEO of talk fusion carries an uncommon and appealing viewpoint to the evolving broadcast platform. Bob Reina announced major drives in a recent interview with the HuffPost, a media platform that centers on reporting the stories of people who have been left out of the dialogue.


Talk Fusion is a video marketing solution that offers a list of video products, for instance, the video chat. The tech corporate primary goal is to help all kind of businesses to stand out from the factors affecting a market. Some of the factors that talk fusion help cub include the rival(s), along with the increase in sales and profits. Talk Fusion platforms stretch various ways to make purchasing numerous pleasant, exceptional, and efficient with video.


The mission of the company is to help marketers grow an unimaginable life by making additional income through marketing its products. Mr. Reina holds that everyone can use the scheme to grow a beneficial development. Talk Fusion’s ingenious products are marketed directly by Independent Members from an approximate of 140 nations. The products are award-winning marketing opportunities for those inquiring to grow their direct sale skills.


Talk fusion is the first leading video marketing solutions that help businesses increase their profits and sales. A guide for using talk fusion product, a client easily records a video, upload it to the platform and then send it to the customers. Additionally, Talk Fusion offers 30 days free trial, enough time for one to make a decision on whether to continue with the technology subscription. During the trial period, a client is able to access all talk fusion features for free. One thing that is for sure, talk fusion always get more customers coming back.


Talk Fusion cultivates an influential promise to Giving Back to the needy donations internationally. Bob Reina recently declared that talk fusion employees would donate each one free charity account to the charity of their choice ( Bob also simplified that the charities accounts will still have access to all of Talk Fusion’s features.